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Revision of Smart Business$aver account Interest Rates

With effect from 1 September 2020 (inclusive), please note that there will be an update to the Smart Business$aver Product Terms (“Terms”).

The Terms will be updated to reflect changes in the prevailing interest and bonus interest rates. Please refer to the table below for a summary of changes.

Current New
(With effect from 1 September 2020)
Prevailing interest 0.33% p.a.
on the first S$1,000,000 balance
0.08% p.a.
on all balance
Bonus interest for Smart Business$aver category
Foreign Exchange Transactions 0.50% p.a.
on the first S$200,000 eligible balance
0.60% p.a.
on the first S$200,000 eligible balance
Lending Relationship 0.50% p.a.
on the first S$200,000 eligible balance
0.60% p.a.
on the first S$200,000 eligible balance
Inward Credit 0.50% p.a.
on the first S$200,000 eligible balance
0.20% p.a.
on the first S$200,000 eligible balance
Payroll 0.25% p.a.
on the first S$200,000 eligible balance
0.20% p.a.
on the first S$200,000 eligible balance
Total Interest Paid On Your Eligible Deposit Balance Up to 2.08% p.a. Up to 1.68% p.a.

The full revised Terms will be available on sc.com/sg/terms-and-conditions/smartbizsaver/ from 1 September 2020.

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

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